Garach & Garach

GARACH & GARACH is a multi-disciplinary firm of Financial Advisors who provide professional commercial and financial solutions to quality conscious clients in a cost effective manner.

The firm has a vision to be the professional service provider of choice that rapidly and consistently secures superior delivery.


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Personal Finance news

  • Department of Health says the intention of its proposed amendments to a regulation under the Medical Schemes Act is to prevent medical scheme members from facing co-payments for PMBs

  • The Council for Medical Schemes aims to finalise guidelines to enable schemes to offer low-cost options that provide a set of basic benefits from 2016.

  • Consumers with administration orders are finding themselves in debt bondage because of exploitative practices.

  • If you are having to tighten your belt, don’t feel alone – many are in the same position. We report on the findings of this year’s Old Mutual Savings & Investment Monitor.

Tax news

  • National Treasury has moved to close a loophole that enables taxpayers to save on estate duty by contributing substantial amounts to retirement annuity funds after they have retired.

  • Taxpayers over 65 who belong to medical schemes may see an increase in their monthly incomes if National Treasury’s proposals to amend the PAYE and provisional tax calculations are implemented.

  • A recommendation to stop taxpayers from using trusts to reduce tax could result in people who have established trusts for tax purposes only reconsidering their viability.

  • South Africans who provide services from within this country to entities or individuals in another country should not be able to claim a special tax credit for foreign withholding taxes.

Contact Info: Gauteng

Telephone: +27 11 447 2243
Fax: +27 11 447 2461


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