Garach & Garach

GARACH & GARACH is a multi-disciplinary firm of Financial Advisors who provide professional commercial and financial solutions to quality conscious clients in a cost effective manner.

The firm has a vision to be the professional service provider of choice that rapidly and consistently secures superior delivery.


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Personal Finance news

  • What to read in the print edition of Personal Finance on Saturday, August 2, 2014.

  • Do you check your supermarket till slip? Don’t just toss it, warns consumer journalist Wendy Knowler.

  • Life is getting a little crazy for the One Rand Man. With all of his debit orders and credit repayments taken care of, he is left with little money to spend on life’s tempting extras. And the consequences are hitting home, hard.

  • Sanlam Investments chief executive Johan van der Merwe weighs in on the One Rand Man’s spending behaviour in episode 4. He also shows us how saving a little now can add up to a lot later.

Tax news

  • Alexander Forbes’s Jenny Gordon spoke on tax and retirement at the first of the company’s Ready Set Retire Club sessions.

  • The One Rand Man is a salaried employee, so his options to reduce his tax are limited, but he should check whether he is contributing as much as he can to his retirement savings.

  • Savings accounts where you pay no tax on interest income, dividends and capital gains are set to become available from March 2015.

  • Provisional tax threshold for taxpayers under the age of 65 may be increased to R30 000

Contact Info: Gauteng

Telephone: +27 11 447 2243
Fax: +27 11 447 2461


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