Garach & Garach

GARACH & GARACH is a multi-disciplinary firm of Financial Advisors who provide professional commercial and financial solutions to quality conscious clients in a cost effective manner.

The firm has a vision to be the professional service provider of choice that rapidly and consistently secures superior delivery.


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Personal Finance news

  • SA business owners have accumulated enough overtime over the past year to add almost R530 billion - or around 10 percent - to the country’s economy.

  • Supreme Court rules that medical schemes must contract with state hospitals before they can make you use them for the essential treatment covered by the prescribed minimum benefits.

  • You should avoid taking out unsecured loans to fund consumption spending over the festive season, because the increase in the repo rate will exacerbate the negative impact on your finances.

  • The Department of Trade and Industry has released draft regulations on credit life insurance that limit its cost and ensure guaranteed minimum benefits for consumers.

Tax news

  • A recent SARS ruling is good news for employees whose employers replace post-retirement medical scheme benefits with a lump sum paid into their pension fund accounts.

  • Proposed amendments to the Taxation Laws Amendment Bill will result in changes to how provident fund contributions are taxed.

  • Retirement annuities will remain a great estate-planning tool despite new restrictions on contributions, a tax expert at Alexander Forbes says.

  • Branch offices of the South African Revenue Service will be open tomorrow and next Saturday in anticipation of an increase in the number of taxpayers filing their returns.

Contact Info: Gauteng

Telephone: +27 11 782 7842
Fax: +27 11 782 4477


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